Flood Risk: What You Should Know

Protect Your family And Property from Flooding

Did you know that most of the City of Burlington is within the 100-year Flood Plain? Therefore, your property is likely to be within or near this plain. In December, 2017, FEMA revised all Flood Insurance Rate Maps and many properties could be affected (see below to learn how you could be affected).

Know Your Flood Risk

The most recent flood study, effective December 2017, shows a majority of the City would be inundated by a 100-year flood. Previous studies did not include nearly as much of the City.

If your home was constructed prior to July 1977 and your property is not within the July 1977 flood map, you may qualify for a lower flood insurance rate. If you would like to see if your property is now in the flood plain, and was not on earlier maps, the current and previous maps are available for inspection in the Construction Office at City Hall or your local or county library.

The flood insurance map and other helpful publications on flood insurance printed by FEMA are available at the Library Company of Burlington, 23 W. Union St., or visit www.floodsmart.gov and the other informative links below.

View 1977 Flood Maps

December 2017 Flood Insurance Rate Map Revisions that May Affect You

FEMA Flood Insurance Rate Maps (FIRMs) Have Been Revised as of December 2017. To view and/or print the FEMA Flood Insurance Rate Maps that have been revised as of December 2017 and showing potential changes to flood insurance rates for some properties in the City of Burlington, please visit FEMA's Map Service Center at https://msc.fema.gov/portal/home, where you can enter your address to see if your property has been affected by changes to the map. You can also contact FEMA Map Information Exchange, toll free, at 1-877-336-2627.

Request a Free Consultation and Site Evaluation Visit

To learn if you are in a floodway or other special, problem areas, and what to do to protect yourself and your property, please call Community Development to learn about maps, floodways, and non-flood-map problem areas as well as recommended actions to prevent problems, mitigate risk, and insure property against loss.

To request a one-on-one visit to your site, please call the Community Development at 609-386-0200, ext.130

We will set up an appointment for you with our Certified Floodplain Manager.

City of Burlington FEMA Checklist

This form must be completed by an applicant for a construction permit, submitted to and approved by the City Department of Community Development before a construction permit can be issued by the Burlington Township Construction Official, the City’s agent for processing construction permit applications.

To view and/or to print the form, please visit the following: City of Burlington FEMA Checklist

The City has initiated this process to comply with FEMA and National Flood Insurance Program (NFIP) regulations and also to maintain FEMA’s Community Rating System (CRS) discounts for City residents on flood insurance coverage. Thank you for your cooperation.

Register and Be Alert for Official Flood Warnings

The safety of you and your family is of utmost importance. The City now has Automated Community Emergency phone-calling systems and you can pre-register at-risk loved ones with Register Ready (www.registerready.nj.gov). Police and Fire personnel also will traverse the area and use Public Address Systems and personal contact to ensure that all persons have left an area.

To learn more about these and other ways to protect your loved ones and property during flood and other emergencies, visit the City's Office of Emergency Management page by clicking on the following: Office of Emergency Management.

Protect Your Loved Ones by Being Prepared and Following Your Plan

To be well informed about an approaching storm, also keep a battery-powered radio turned to a local station and follow emergency instructions. If evacuation is ordered, do so immediately!

Be sure to have a full tank of gasoline, and stock your car with canned goods and non-perishable items, a can opener, a container of water, a first aid kit, and any special medications needed by your family. If time permits, protect your property by turning off your home’s main power switch and main gas valve.

To learn more about these and other ways to protect your loved ones and property during flood and other emergencies, visit the City's Office of Emergency Management page by clicking on the following link: Office of Emergency Management.

Flood Risk Scenarios

What are your chances of experiencing a flood? These animated scenarios demonstrate how various factors impact different neighborhoods. Learn about the various factors that can cause flooding at: https://www.floodsmart.gov/first-prepare-flooding

Protect Your Property

Think about what your home means to you. Have you done everything you can to protect it? Learn your flood risk at:
https://www.floodsmart.gov/whats-covered

Preferred Risk Policy Eligibility Extension

There's good news for property owners who have been newly mapped into a high-risk flood area since October 1, 2008. The National Flood Insurance Program (NFIP) offers a cost-saving insurance option that may benefit them. If a structure has been newly mapped into a high-risk flood area on or after October 1, 2008, the property owner may be eligible for significant savings with the NFIP's Preferred Risk Policy Extension. Find out more about the Preferred Risk Policy Eligibility Extension at: https://www.fema.gov

Flood Insurance Reform Helps You Insure Your Property

In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding: https://www.fema.gov/fact-sheet/national-flood-insurance-program-legislative-reform-package-summary

Details About Flood Insurance Program from FEMA

Learn more about the National Flood Insurance Program from FEMA at: http://www.fema.gov/national-flood-insurance-program

City of Burlington Municipal Stormwater Management Plan (PDF - 4.23MB)

Real-Time Gage Information of Current Water Levels and Flood Height Predictions

View Current Flood and Other Water Conditions in Delaware River

Burlington County Geological Information System

To view GIS data visit: Burlington County GIS

Build Responsibly

All new construction and renovation projects are required to have local permits, and, depending on the type and locations of the project, various state permits may also be required. Always check with the City’s Community Development Office before purchasing property in the City to determine what special regulations are in effect regarding to the location within the Special Flood Hazard Zone.

If you would like flood protection information, you can make an appointment with the City’s Community Development Office by calling 609-286-0200, ext. 130

We will set up an appointment for you with our Certified Floodplain Manager. Or visit the Sewer and Drainage or Construction Office pages of this website, or see the links to valuable flood risk, flood prevention, flood response, and flood insurance information.

You Also Need to Purchase Flood Insurance

Normal property insurance does not cover flood losses, but the city participates in the National Flood Insurance Program (NFIP), and flood insurance is available for almost any enclosed building and its contents. Non-residential and business properties are also eligible for flood insurance, and flood insurance is mandatory if the building is subject to any federally guaranteed financing.

Community Rating System

The City of Burlington participates in the Community Rating System (CRS), and reduced rates are available depending on the lowest floor elevation above mean sea level, plus a variety of deductible amounts. Therefore, you are urged to inquire about flood insurance from your insurance agent. A waiting period of 30 days may apply.

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