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Appeal Period Ends Feb. 21:  FEMA's Proposed Changes to Flood Maps Will Affect Some City of Burlington Residents


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FEMA’s Proposed Changes to Flood Maps Will Affect Some City of Burlington Residents

The Federal Emergency Management Agency (FEMA) is planning to adopt new Flood Insurance Rate Maps (FIRMs).  FEMA has published two public notices about the proposed changes to the Flood Maps.
 
There are changes proposed to the Special Flood Hazard Area (SFHA) for the City of Burlington.  It appears from the preliminary maps that more properties will be placed into the SFHA, thereby potentially requiring the purchase of flood insurance if you have financing on your property and requiring the purchase of flood insurance if you have federally related financing on your property.
 
The proposed new Flood Maps are on display at City Hall, and are also available on the FEMA website at www.fema.gov.
 
The new Flood Maps are in their 90-day appeal period, which expires on February 25, 2017.  Now is your last chance to file an appeal before the new Flood Insurance Rate Maps are published.  If a new FIRM becomes effective for the City of Burlington and your property is now in an Special Flood Hazard Area (SFHA) and you have federally related financing for your property and have not already purchased a flood insurance policy, your lender is required by law to document the flood zone determination and require that you purchase flood insurance. A 30-day waiting period follows the purchase of a flood insurance policy before it goes into effect. There are exceptions to the 30-day waiting period for policies purchased in connection with the making, increasing, extending, or renewing a loan or certain map changes. If you do not purchase the insurance within 45 days after being informed that flood insurance is required, the lender is required to force-place the insurance and charge you for the cost.
 
For an appeal to the FIRM determination to be considered by FEMA, you must provide technical or scientific data, such as an elevation certificate, demonstrating that the lowest ground touching the structure is at or above the Base Flood Elevation (BFE), or for land, that the lowest point on the lot is at or above the BFE.  The information must be certified by a Licensed Land Surveyor or Registered Professional Engineer.   If your property is scheduled to become part of the new SFHA, and you have an elevation certificate demonstrating that the property is at or above the BFE and should not be placed into the SFHA, please contact City Hall at 609.386.0200, Ext. 171 on or before February 21, 2017.  To look up the BFE for your address, please visit http://www.region2coastal.com/view-flood-maps-data/what-is-my-bfe-address-lookup-tool/