Public Works

What You Should Know about Flood Risk, Prevention, and Insurance

Protect Your Family and Property from Flooding

Did you know that most of the City of Burlington is within the 100-year Flood Plain?  Therefore, your property is likely to be within or near this plain,

Register and Be Alert for Official Flood Warnings
The safety of you and your family is of utmost importance.   The City now has Automated Community Emergency phone-calling systems and you can pre-register at-risk loved ones with Register Ready (  Police and Fire personnel also will traverse the area and use Public Address Systems and personal contact to ensure that all persons have left an area.

Protect Your Loved Ones by Being Prepared and Following Your Plan
To be well informed about an approaching storm, also keep a battery-powered radio turned to a local station and follow emergency instructions.  If evacuation is ordered, do so immediately!  Be sure to have a full tank of gasoline, and stock your car with canned goods and non-perishable items, a can opener, a container of water, a first aid kit, and any special medications needed by your family.  If time permits, protect your property by turning off your home’s main power switch and main gas valve.

You Also Need to Purchase Flood Insurance
Normal property insurance does not cover flood losses, but the city participates in the National Flood Insurance Program (NFIP), and flood insurance is available for almost any enclosed building and its contents.  Non-residential and business properties are also eligible for flood insurance, and flood insurance is mandatory if the building is subject to any federally guaranteed financing. 

Community Rating System
The City of Burlington participates in the Community Rating System (CRS), and reduced rates are available depending on the lowest floor elevation above mean sea level, plus a variety of deductible amounts.  Therefore, you are urged to inquire about flood insurance from your insurance agent.  A waiting period of 30 days may apply. 

Know Your Flood Risk
The most recent flood study, in January 1987, shows a majority of the City would be inundated by a 100-year flood.  The previous study, in July 1977, did not include nearly as much of the City.  If your home was constructed prior to  July 1977 and your property is not within the July 1977 flood map, you may qualify for a lower flood insurance rate.  If you would like to see if your property is now in the flood plain, and was not on the July 1977 map, the current and previous maps are available for inspection in the Construction Office at City Hall or your local or county library.  You may obtain a copy of the portion showing your property for $.75, the standard charge for one copy.  The flood insurance map and other helpful publications on flood insurance printed by FEMA are available at the Library Company of Burlington, 23 W. Union St., or visit and the other informative links below.

Build Responsibly
All new construction and renovation projects are required to have local permits, and, depending on the type and locations of the project, various State permits may also be required.  Always check with the City’s Construction Code Office before purchasing property in the City to determine what special regulations are in effect regarding to the location within the Special Flood Hazard Zone.  If you would like flood protection assistance, you can make an appointment with the Construction Office by calling 609.286.0200, ext. 171.  Or visit the Sewer and Drainage or Construction Office pages of this website, or see the  links to valuable flood risk, flood prevention, flood response, and flood insurance information.

Links to Flood Risk and Flood Insurance Information

Flood Risk
Flooding can happen anywhere, but certain areas are especially prone to serious flooding. To help communities understand their risk, flood maps (Flood Insurance Rate Maps, FIRMs) have been created to show the locations of high-risk, moderate-to-low risk and undetermined-risk areas. Link to the One-Step Flood Risk Assessment Tool, which is a simple way for homeowners to learn their flood risk level by just inputting their address at:

Flood Risk Scenarios
What are your chances of experiencing a flood? These animated scenarios demonstrate how various factors impact different neighborhoods.  Learn about the various factors that can cause flooding at:

Changes are coming to the National Flood Insurance Program.
Visit the Biggert-Waters Flood Insurance Reform Act of 2012 webpage to learn how the changes might affect you.

Protect Your Property
Think about what your home means to you. Have you done everything you  can to protect it? Learn your flood risk at

Preferred Risk Policy Eligibility Extension
There's good news for property owners who have been newly mapped into a high-risk flood area since October 1, 2008. The National Flood Insurance Program (NFIP) offers a cost-saving insurance option that may benefit them. If a structure has been newly mapped into a high-risk flood area on or after October 1, 2008, the property owner may be eligible for significant savings with the NFIP's Preferred Risk Policy Extension. Find out more about the Preferred Risk Policy Eligibility Extension at

Flood Insurance Reform Helps You Insure Your Property
In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.

Details About Flood Insurance Program from FEMA
Learn more about the National Flood Insurance Program from FEMA at:

Protect Our Natural Floodplain Functions
Keeping our drains clear protects our property and loved ones during floods, and protects our drinking water, wildlife, and environment.  For more information on what you can do,  visit

Stormwater Management
City of Burlington Municipal Stormwater Management Plan

(Adobe® Acrobat PDF - 4.23MB)
NJPES #NJG 0153109
PI ID #171529
Burlington County
FINAL: APRIL 27, 2005 

Protect Our Natural Floodplain Functions
Keeping our drains clear protects our property and loved ones during floods, and protects our drinking water, wildlife, and environment.  For more information on what you can do,  visit

Real-Time Gage Information of Current Water Levels and Flood Height Predictions
View Current Flood and Other Water Conditions in Delaware River